Unsecured Working Capital
Unsecured Working Capital For Business Owners. Fast.
From $25,000 to $1,000,000, with a one-page application and six months of business bank statements. Underwriting decides in 2 to 3 business days, and approved businesses are typically funded the next day.
$25K – $1M
Unsecured working capital
2–3 days
Underwriting decision
1 page
Application
Next day
Funding after approval
Who we are
The finance company of the LVH group.
LVH Investments LLC connects business owners with unsecured working capital through established funding partners in North America. We handle the introduction, keep the paperwork to a minimum and stay with you until the funds arrive.
No long applications, no months of back-and-forth. If your business has been operating for six months and has a business checking account, you can have a decision within days.
How it works
Four steps. A few days.
All we gather is the application and six months of business checking statements. Underwriting takes it from there.
Apply
Complete a single-page application. It takes a few minutes and asks only for the basics about you and your business.
Share six months of statements
Underwriting asks for your last six months of business checking statements. That is the full documentation.
Review terms with underwriting
Within 2 to 3 business days, underwriting contacts you directly to go over the offer and its terms.
Get funded
Once you accept, funds are typically deposited the next business day.
Unsecured working capital
Put it to work where the business needs it.
Unsecured working capital is not tied to a single purchase. Owners use it for whatever moves the business forward.
Inventory & supplies
Stock up ahead of a season or a large order.
Payroll & staffing
Cover payroll through a slow month or hire for growth.
Equipment
Repair, replace or add the equipment the business runs on.
Expansion
Open a location, renovate, or take on a bigger contract.
Marketing
Fund a campaign while the opportunity is in front of you.
Cash flow
Bridge the gap between invoices and the bills that cannot wait.
Apply
The one-page application.
Tell us about your business and how much you need. The LVH Investments team reviews every request personally and puts it in front of underwriting.
What you need
- Your business has been operating for at least 6 months
- An active business checking account
- Six months of business checking statements
- A completed one-page application
Apply by email.
Send your name, business name, time in business and the amount you need, and we will reply with the one-page application.
info@lvhinvestments.comQuestions
Before you apply
- Is this a loan?
- Unsecured working capital is provided by our funding partners, most often as a merchant cash advance: an advance against your business's future revenue. Underwriting explains the exact structure and terms of any offer before you accept it.
- Do I need collateral?
- No property or equipment is pledged: this is unsecured working capital, based on your business's revenue history. That is why six months of business checking statements are the main requirement. Underwriting confirms the full terms of any offer with you directly.
- Can I pay it off early?
- Early payoff is generally available. The specific terms are part of the offer underwriting reviews with you.
- Who is the funding partner?
- LVH Investments works with established funding partners in North America and handles the introduction for you. Your request is shared only for the purpose of reviewing it.
LVH Investments LLC is not a lender. Funding is provided by third-party funding partners and every request is subject to their underwriting review and approval. Amounts, timing and terms vary by business and are not guaranteed. Nothing on this page is an offer or commitment to provide financing.